Spring means getting that RV ready to travel across the country. It also means it’s time to review your RV insurance to make sure you have the right amount of coverage. Talk with an independent insurance agent to make sure your RV is covered for a loss in case of an accident, damage or a loss while parked at a campsite, emergency expenses in case you become stranded, towing and roadside coverage and uninsured/underinsured motorists.
States require that you have liability insurance in case you cause damage or injure someone with your RV. But, you should also consider collision insurance in case your RV is damaged during an accident. You can choose total replacement coverage, or a policy that simply pays what your RV is worth.
While there isn't specific campsite coverage, there is comprehensive coverage. If a tree falls on your RV, someone steals the tires off your RV or any other damage occurs that’s not caused by a collision, this type of insurance helps you with the damages.
Towing an RV is expensive. If you’re planning to travel this spring in your RV, be sure you have roadside assistance coverage on your RV insurance policy. It gives you the peace of mind you need to enjoy your traveling.
Not everyone is responsible and has insurance. If you are hit by someone without insurance, or very little insurance, you want to make sure you can get your RV repaired. Having this coverage can help you pay for the damage to your RV, medical costs and sometimes even lost wages.
Take some time and talk with an insurance agent. Make sure your RV is ready for the road with the right insurance.
Get the right coverage before hitting the road. Call Red Gorman Insurance at (214) 374-9997 for more information on Dallas RV insurance.